ACAT Weekly – Week 8 2025

February 24, 2025
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ACAT Weekly – Week 8 2025

Updates

Increased National Wage Rates 1st April

A gentle reminder from the government of the increases in the National Living Wage and the National Minimum Wage from 1st April as provided for in the Autumn Budget last year. For churches with paid employees, the rates, which reflect a 6.7% increase, will be as follows:

  • National Living Wage
    • £12.21 per hour (21 and over)
  • New Minimum Wage
    • £10.00 per hour (18 to 20)
    • £7.55 per hour (Under 18)

Most employees will receive the National Living Wage, but those who are aged 20 and under should receive the minimum wage.

Whilst for a significant number of churches, this increase will present a financial challenge, it is worth remembering that “The labourer is worth of his (or her) wages” (1 Tim 5:18)

Protecting our Heritage Assets

Many of our churches are listed historical buildings, and even those that aren’t have a story to tell. The House of Commons Culture, Media, and Sports Committee is currently investigating how best to protect our heritage assets.

The enquiry will investigate issues regarding funding support and the practical aspects of sustaining and maintaining these important building assets. In particular:

  • How decline and disrepair can be prevented by encouraging the involvement of local communities and businesses.
  • Making restoration and repair easier and less expensive
  • Ensuring that the local workforce has the appropriate skills to undertake repairs to historical buildings

Whilst the Churches Legislation Advisory Service (CLAS) has made an initial submission to the Committee, it is suggested that members of church governing bodies monitor progress via the Culture, Media & Sports Committee websites.

Encouraging local community groups and businesses to engage in maintaining churches and associate buildings should not be seen simply in terms of attracting financial support. This is also an outreach opportunity involving people, drawing them into our church fellowships and should not be ignored.

Home Office Consultation – Preventing Computer Ransomware (and ACAT Questionnaire)

It is self-evident that computers are now integral to everyday life. For most of us, they are essential, not only as part of our working life but also in managing our personal information and finances. Very few churches currently exist without using a computer in some form or another to hold important administrative and financial information.

Threats to computer I.T. systems come in several forms

  • Viruses which can corrupt the data stored on a computer
  • Vital information, such as personal or financial data, stolen by individuals illegally accessing the system
  • Individuals illegally access and paralysing a system, making it unusable and demanding a ransom to restore it.

The Home Office has established a consultation aimed at reducing the threat posed by the criminal infection of computer systems with malicious ‘ransomware’ software. The aim is to increase the reporting of such incidents and reduce the amount of money paid out as ransom. The consultation is due to end on 8th April this year.

Whilst there have been several high-profile incidents

  • Royal Mail
  • British Library
  • NHS Dumfries & Galloway

It would be unwise to think that smaller organisations are immune simply because the sums involved might not be as large. A church or charity with even a modest regular income from collections, donations or grants is regarded by the criminal fraternity as “fair game.”

With all that in mind, how are your church’s computer systems protected?

  • What anti-virus system is installed?
  • What password protection is in place, and is the sharing of passwords strictly prohibited?
  • Do you have a “backup” system in place?
  • How would you respond to a malicious attack on your church computer system, making it unusable

This might just be the time to review your church’s computer systems security.

If you are interested in learning more about how to protect your computer systems, please let us know by filling out our 1-minute questionnaire.

Verifying the Funeral Directors who use your church

The Competition and Markets Authority has issued a checklist for funeral directors with the aim of ensuring they are fully compliant with the regulations governing their industry and specifically with the Funeral Markets Investigation Order 2021.

In recent years, funerals have become a significant area of business. Whilst the secularising of society has resulted in an increasing number of “non-religious, non-church” funerals, there are those who still wish to have a church funeral.

So, here’s the question. Do you ever run a check on the firm of funeral directors who seek to use your church periodically or who you might refer to the family of a deceased member of the fellowship?

Your church may have used a particular firm for many years, but how do you know whether or not they are compliant with current industry regulations?

Partners in Ministry

How secure is your church?

It’s a simple question but not one that’s easy to answer readily. Here are some of the issues

  • How are your buildings secured? Are they alarmed? Does the alarm automatically connect to local fire or police services?
  • Where are valuable church artefacts kept? Is there a safe bolted to the floor with combination access?
  • How do you protect your employees/volunteers and congregation from harm?
  • Is your church building in an area that is susceptible to flooding? If so, what preventative action have you taken?
  • Does your church have effective fire alarm systems connected to emergency services with clear emergency exit signage?
  • How many trained first aiders are likely to be available during a church service or event?

These are just a few security issues worth periodically reviewing.

Ecclesiastical has some helpful advice on these issues in its February Church Matters

Thinking Differently About Stewardship and Fundraising

Getting funding for church projects – whether a new building, renovations or ministry expansion – can feel daunting. As Brits we shy away from asking for money, even when it’s for gospel ministry. But what if churches approached fundraising differently?

In an article kindly provided to ACAT by Kingdom Bank, they look at how switching our mindset from fundraising to relationship-building can make all the difference. Instead of seeing financial support as a transaction, churches should build long term gospel partnerships. People need time to journey with you before they’ll commit to regular giving.

The article also looks at the power of vision – while mission informs, vision inspires. Churches that clearly communicate the impact of their ministry are more likely to get generous support.

Beyond tithes and offerings, the piece looks at alternative funding options like grants, legacy gifts and matched-funding campaigns, and the benefits of working with a bank that understands church finances.

To read the full article and find out how to strengthen your church’s approach to stewardship, click below.